APR Disclosure. Some states have laws limiting the APR that a lender can charge you. APRs range from widely and can be from 200% to 1386%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.
ACE has adopted this Website Accessibility Policy to support its commitment to the accessibility of its Website. Please send any specific questions or concerns about the accessibility of any webpage or function on our Website to us by: email at email@example.com; call us at 1-877-ACECASH; fax us at 877-582-1426; or write to us at 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, Attn: General Counsel.
If a Louisiana consumer is unable to repay a deferred presentment transaction when due, the consumer may enter into one extended payment plan for a deferred presentment transaction loan if the consumer notifies the licensee as required by paragraph (B)(1) of Section 3578.4 of the Louisiana Deferred Presentment and Small Loan Act before the payment is due of the consumer’s inability to make payment.
Welcome to Carolina Payday Loans, Inc.! We are pleased you have chosen us to be your payday loan lender. Our team of representatives is committed to making your payday loan experience rewarding and hassle-free. We realize everybody may need a little help between paychecks from time to time, and we take satisfaction in helping our customers find short-term cash solutions.
Northcash is an economic arm of the Fort Belknap Indian Community, a federally-recognized Indian tribe located in Hays, Montana. The Tribe and its businesses have governmental sovereign immunity and have not and are not waiving that immunity for any purpose associated with the consumer lending business of Northcash and therefore Northcash is not subject to suit by you or any third-party for any reason. CAUTION: IF YOU ARE NOT COMFORTABLE DOING BUSINESS WITH A SOVEREIGN INDIAN TRIBE THAT IS NOT SUBJECT TO SUIT, YOU SHOULD IMMEDIATELY DISCONTINUE USING AND ACCESSING THIS SITE. We may from time to time in our sole discretion and without notice to you modify the terms of this Agreement and/or change the rules that govern your use of our Site.
In AK, AZ, DC, FL, HI, IN, KY, ME, MI, MN, MT, NE, ND, OK, OR, RI, SD, WA and WY all installment loans are originated by FinWise Bank, a Utah chartered bank, located in Sandy, Utah, member FDIC. California applicants may be funded by one of several lenders, including: (i) FinWise Bank; or, (ii) OppLoans, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Because unsecured personal loans aren’t backed by collateral — such as your car or house — your financial situation may be closely scrutinized. Some lenders may require a minimum credit score. For example, online lender Payoff requires a Fico® Score of 640 or higher (as of January 2018). However, your credit scores or reports likely aren’t the only factor they will consider, and sometimes they aren’t even the most important one.
Some payday loan companies gather your personal information and then shop around for a lender. That means your information could go out to third parties as part of the lending process. Other companies will even sell contact information, leaving you dealing with sales calls and spam emails. LendUp protects customer information and will never sell it.