We have developed systems to make managing the repayment of your online loan convenient and affordable. For example, since we align your loan payment due dates with your pay dates, you should never get stuck trying to make a payment between paychecks. Whether you are paid bi-weekly or monthly, we will establish payment due dates at the time you are paid to make managing your loan repayment schedule easy and convenient.
I have worked with Payday Payroll for 10 years now – first as CFO at the Foodbank of Southeastern Virginia in Norfolk and now as CEO of the Virginia Peninsula Foodbank in Hampton. I can honestly say that there has never been a time when I called that the Payday team did not offer to assist me with any special needs that I might have. I love how a real person answers the phone during business hours and, no matter who it is, that person can usually help even if he or she isn’t specifically assigned to my account. I would highly recommend Payday Payroll to anyone who is looking for personalized, high quality, customer service-oriented payroll processing services.
A cash advance is a short-term loan from a bank or an alternative lender. The term also refers to a service provided by many credit card issuers allowing cardholders to withdraw a certain amount of cash. Cash advances generally feature steep interest rates and/or fees, but they are attractive to borrowers because they also feature fast approval and quick funding.
Line of Credit: Available at Allied Cash Advance locations in Virginia only. Approval depends upon meeting legal, regulatory and underwriting requirements. Allied Cash Advance may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and Allied Cash Advance or third party lenders may take that into consideration in the approval process. Credit limits range from $250 to $1500. After your line of credit is set up, you have the option to draw any amount greater than $100, in increments of $0 up to the credit limit, as long as: you make your scheduled payments; and your outstanding balance does not exceed your approved credit limit. Minimum payments equal 10% of the principal portion of the outstanding balance, plus a Monthly Maintenance Fee. As long as you continue to make on-time and complete payments, you will remain in good standing and be able to continue using your line of credit account.
One of the most important things that make LendUp different from many other online lenders is that we are a fully licensed in the states that we operate in. Unlike some other online lenders, who fail to seek licensure, we never work outside the lending rules and regulations set forth by the United States government or the state. When you work with LendUp, you have the rights to full protection by all local lending laws. We also never work with shady offshore lenders. When you work with LendUp, your loan and your information stay with our company from start to finish.
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In US law, a payday lender can use only the same industry standard collection practices used to collect other debts, specifically standards listed under the Fair Debt Collection Practices Act (FDCPA). The FDCPA prohibits debt collectors from using abusive, unfair, and deceptive practices to collect from debtors. Such practices include calling before 8 o'clock in the morning or after 9 o'clock at night, or calling debtors at work.[32]
Texas loans are arranged by Cash Central of Texas, LLC, 16283-59168, a licensed Credit Access Business (CAB). CAB is not a lender. Loans are provided by unaffiliated third-party lender First Financial Loan Company, LLC pursuant to the Texas Finance Code, Chapter 393. Cash Central of Texas, LLC is regulated by the Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207.
Depending on the state you live in, you may be able to obtain an installment loan or a line of credit. Snappy Payday Loans specializes in arranging payday loans online. However we also understand your need for more flexible payment terms than a traditional online payday advance. That's why we also arrange for installment loans and lines of credit with trusted lenders. You can borrow more and get more payment terms too! See our cash advance page for more details!
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